THE AUTHOR BELIEVES:(IN HIS OWN WORDS)• Diligence is the mother of achievement.• No insurance company underwrites a policy for success.• The Almighty acknowledges hardship and rewardsaccomplishment in His own way.• When you fail, you gain experience.• Advancement tastes sweeter with sweat.• It is not HOW you start, it is WHAT you end up with.• Walking the pathway of progress. living and learningmust hold hands.• Learning institutions do not hand out success on a silverplatter at the commencement exercise.